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Recommendations through this tool are considered personalized investment advice. Stash through the “Diversification Analysis” feature does not rebalance portfolios or otherwise manage the Personal Portfolio Account for clients on a discretionary basis.A “Personal Portfolio” is a non-Discretionary Managed Account.

Stash does not guarantee any level of performance or that any client will avoid losses in the client’s account. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal.

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This is a Discretionary Managed Account whereby Stash has full authority to manage.The money in a custodial account is the property of the minor.These are based on a customer’s individual circumstances. Stash does not monitor whether a customer is eligible for a particular type of IRA, or a tax deduction, or if a reduced contribution limit applies to a customer.We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Early access to direct deposit funds depends on when the payor sends the payment file.

For a complete list of fees please see the Deposit Account Agreement for details.

Get fee-free transactions at any Allpoint ATM, see the app for location details, otherwise out-of-network ATM fees may apply.

See Terms and Conditions for more details. Stash reserves the right to amend this program and the terms and conditions thereof and/or cancel this program at any time, for any reason, upon notice to you. Stock rewards that are paid to participating customers via the Stash Stock Back program, are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. 1% Stock-Back® rewards are subject to terms and conditions. If you make a qualifying purchase at a merchant that is not publicly traded or otherwise available on Stash, you will receive a stock reward in an ETF or other investment of your choice from a list of companies available on Stash. What doesn’t count: Cash withdrawals, money orders, prepaid cards, and P2P payment. In order to earn stock in the program, the Stash Stock-Back® Debit Mastercard must be used to make a qualifying purchase.

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You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. In order for a user to be eligible for a Stash banking account, they must also have opened a taxable brokerage account on Stash.Īll rewards earned through use of the Stash Stock-Back® Debit Mastercard® will be fulfilled by Stash Investments LLC. Investment products and services provided by Stash Investments LLC, not Stride Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. Any earned stock rewards will be held in your Stash Invest account. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

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The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Stash Banking services provided by Stride Bank, N.A., Member FDIC. Clients are, however, not required to purchase the products and services Stash promotes. Stash may receive compensation from business partners in connection with certain promotions in which Stash refers clients to such partners for the purchase of non-investment consumer products or services. Please see Terms and Conditions for full details. All insurance products are subject to state availability, issue limitations and contractual terms and conditions, any of which may change at any time and without notice. Individuals with certain pre-existing medical conditions may not be eligible for the full coverage above, but may instead receive less coverage. states or DC are eligible for group life insurance coverage, subject to availability. Only individuals ages 18-54 and who are residents of one of the 50 U.S.

‡ Group life insurance coverage provided through Avibra, Inc.

§ Depending on the subscription plan, there may be additional steps a user must take to cancel their account which may impact the amount of time it takes to fully close an account.

Please see Deposit Account Agreement for details. Please see Advisory Agreement for details. You’ll also bear standard fees and expenses reflected in the pricing of the ETFs, plus fees for various ancillary services charged by Stash and the Custodian. Each type of account is subject to different regulations and limitations.

†Stash offers access to investment and banking accounts under each subscription plan.